There are many worthy charitable organizations and institutions that are in need of your support.  That's why we are especially thankful for your gifts and want to acknowledge your special generosity.

In addition to saying "Thank You", we would like to share information that can help assure the maximum benefits for your gifts.

By spending a few minutes carefully considering the form and timing of your gifts, you may find that you can have an even greater impact now and in the future.

Questions To Ask Today

1.  Did you receive and save  your gift receipt?  

It is especially important to keep your receipts for gifts of $250 or more and file them with your tax records.  These receipts must state that you did not receive any benefits in return for your gift that have not been accounted for in the amount stated on the receipt.  We would be happy to supply you with an additional gift receipt upon request.

2.  Are you enjoying maximum tax savings?

Cash gifts may be deductible from your federal income tax return.  Many states also allow income tax deductions for charitable gifts.  Charitable gifts included in your estate plans can result in significant tax savings as well.  See "Tax Planning Tips".  

3.  Does your employer match your charitable gifts?  

If so, each gift you make is effectively doubled, tripled...according to your employer's matching gift plan.  Please check with your employer about this possibility.

4.  Have you reviewed your long-range financial and estate plans recently?

Your will, living trust, retirement plans, and other gift and estate planning vehicles can provide another opportunity to support your favorite charitable interests.

Considering The Future

Your generosity is an essential ingredient to success, both now and in the years to come.  if you would be interested in making a gift of ongoing significance, the ideas below may be of interest.

A gift included in your will or living trust is one way to establishing a lasting legacy.

A gift of retirement assets, such as pension plans or Individual Retirement Accounts (IRAs), may allow you to give more than you thought possible, while eliminating taxes that may otherwise largely consume these assets.

Consider the gifts of life insurance.  Gifts of policies or proceeds you may no longer need offer excellent tax benefits.  Life insurance can also be used to "replace" assets given away, thereby providing for loved ones in addition to your charitable interests.

A life income gift can be a tax-effective way to provide you and/or someone you designate with regular payments for life.

Gifts in any of these forms can be made in memory of or in honor of special loves ones.  

For additional information on Deferred Gifts, please contact:

                                Dr. Walter H. McKelvey, President-Dean
                                Gammon Theological Seminary
                                P. O. Box 92426
                                Atlanta, GA  30314
                                404-581-0300

Circles of Honor